Published November 8, 2026 in Market Update

Chatham is moving fast, even with prices a bit lower

By Samantha Boulay

Real estate, Outer Cape

Freddie Mac put the 30 year fixed rate at 7.18% as of November 5, 2026. That's still a lot to carry.

But Chatham isn't slowing down. The Real Estate Data Aggregator counted homes selling in 20 days, the three months ending August 31, 2026.

That's what it means: this part of the Outer Cape is still moving quick, rates or not.

The Real Estate Data Aggregator also found 43.9% of Chatham homes went under contract within two weeks of listing. That's up 4.9 points from last year.

So what: if you're selling, you likely won't have long to wait once you list. If you're buying, you won't have long to decide.

Now the price side. The Real Estate Data Aggregator put Chatham's median sale price at $1,250,000. That's down 4.5% from a year ago.

Homes still sold for 96.7% of list price on average, down just 0.3 points from last year. Sellers aren't giving up much.

Homes for sale in Chatham dropped too. The Real Estate Data Aggregator counted 40 homes for sale, down 14.9% from last year.

Fewer homes on the market plus fast sales means less room for buyers to wait around.

Nationally, rates have been a drag. Realtor.com reported mortgage rates peaked at 7.40% in mid-October, a six-week surge.

Realtor.com also found pending sales down 10.5% year over year in October 2026, the steepest drop since October 2023.

Chatham isn't following that national slowdown. Its own pace is holding up, at least for now.

One street can look nothing like the whole ZIP code. A home near [a specific neighborhood] may move faster or slower than this average.

Curious how your own street compares? Reply and I'll walk through it with you.